Anne Galvez Mortgage local expertise honest guidance results that matter
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Buying or refinancing a home is one of life’s biggest financial decisions — and you deserve a mortgage experience that’s simple, clear, and tailored to you. At Anne Galvez Mortgage, I bring years of expertise, personalized service, and highly competitive rates to help you find the right loan for your goals.
About me
Hi, I'm Anne!
With over 20 years of experience in the mortgage industry, I help California homeowners and buyers navigate the loan process with confidence and ease.
I specialize in all types of mortgages — from first-time homebuyer programs to refinances, new construction financing, and jumbo loans — providing solutions tailored to each client’s unique goals.
I pride myself on combining modern lending strategies with a personal touch, ensuring clear communication, transparency, and guidance at every step. My mission is simple: make the mortgage process understandable, stress-free, and aligned with your financial needs.
Why Work With Me
- Personalized Service – You’ll work directly with me, from application to closing.
- Experience You Can Trust – I’ve helped countless California homeowners secure the right financing with ease.
- Competitive Rates – Access to numerous lenders and loan programs means you get great options — not just one-size-fits-all offers.
- Local Knowledge – As a licensed California mortgage professional, I understand the unique markets and lending requirements of both the Central Valley and the Central Coast, including Santa Barbara and Ventura counties.
As a mother of a First Responder, I am deeply committed to strong values and giving back to my community.
The relationships I’ve built with my realtor partners have been a highlight of my career, and I truly appreciate their dedication and collaboration in our industry.
I strive to provide honest and clear communication, building trust with every client.
The mortgage industry is always evolving, and I stay up to date on the latest trends and guidelines to serve you effectively.
Client Services
- Home Purchase Loans – Get the keys to your new home with expert guidance and quick approvals.
- Refinancing – Lower your rate, reduce your term, or tap into home equity for life’s next chapter.
- FHA, VA & Jumbo Loans – Flexible options for every borrower, with competitive terms.
- Investment & Second Home Loans – Expand your portfolio with tailored financing solutions.
If it’s a mortgage, I can help you find it — efficiently and confidently.
Available Loan Programs
- Conventional
- FHA
- VA
- Reverse Mortgage
- New Construction
- Down Payment Assistance
- Manufactured Homes
- Private Money
- Home Equity Financing
